Tag: STEM
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The Best Side Gigs and Summer Jobs for Teachers
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When the school year ends and summer begins, it means an extended break for most teachers. Unfortunately, although the break does mean a break from work, it can also mean a break from salary. Teachers often look for side jobs or temporary summer work to increase their income. Many employers…
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Social Innovation: New Strategies for Enhancing Sustainability in Contemporary Communities
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Today, societies face an increasing array of challenges that threaten their sustainability and the well-being of their residents, ranging from poverty and inequality to climate change, which require immediate and effective responses. In this context, social innovation emerges as a key solution that combines creativity and community commitment to provide…
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الابتكارات في الرعاية الصحية: نحو نظام متكامل ومستدام للمستقبل
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### Introduction: The Importance of Healthcare in the Modern Era Healthcare is considered one of the essential elements that determine the course of societal development and stability. It contributes in multiple ways to improving the quality of life for individuals and ensuring their access to comprehensive health services. Recent studies,…
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The main differences between inflation and deflation.
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Negative Inflation Negative inflation is a much more common situation than inflation, and although it indicates a slowdown in inflation, the inflation rate is still positive. At first glance, a low inflation rate might seem positive – and indeed it often is for those who hold bonds, as it increases…
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The Effect of Biochar and Compost Mixtures on the Growth and Tolerance of Brassica napus to Lead in Contaminated Soil
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Soil contamination by heavy metals is a serious issue that occupies a significant place in global concern due to its negative impacts on humans, plants, and the environment. Lead (Pb) is considered one of the most toxic metals, as it records harmful effects on agricultural growth and human health, especially…
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Innovative Education: New Strategies for Transformation and Advancement in Educational Systems
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Innovations in the field of education are one of the most important issues facing educational systems in the modern era, as education undergoes radical changes due to the rapid technological development and the emergence of new challenges that require innovative solutions. Educational institutions face multiple problems ranging from educational gaps,…
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The Future of Social Innovation: Innovative Solutions to Modern Societal Challenges
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In a rapidly changing world, the need for new solutions that go beyond the traditional and respond to increasing social challenges is emerging. Social innovation is one of the most important contemporary trends that seeks to bring about positive change in communities by developing new ideas and practices that enhance…
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Educational Innovations: Towards an Inclusive Educational System Adapted to the Challenges of the Era
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**Introduction: The Importance of Innovation in Education** In a rapidly changing world, education is one of the most prominent fields that require continuous innovation to meet increasing challenges. Traditional teaching methods, despite their strong foundations, are no longer sufficient to meet the needs and aspirations of new generations. Therefore, innovations…
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Budgeting for Kids: How to Teach Them and Its Importance
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Why Does Budgeting Education Matter? The lessons that children learn at home during their childhood are a major source of financial education. According to recent research, the financial knowledge and principles that children retain as they transition into adolescence and adulthood primarily stem from their parents. Moreover, according to a…
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الإبداعات في استكشاف الفضاء: آفاق جديدة نحو المستقبل
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## Introduction: The Importance of Space Exploration Space exploration is not just a scientific activity or advanced technology; it is an essential element that reflects the evolution of civilizations and enhances human capabilities in understanding the universe. In recent decades, we have witnessed significant advancements in this field, with exploratory…
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“Personalized Learning in the Digital Age: Innovating Towards Customized and Effective Educational Experiences”
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**collaborative group work** promotes diversity of thought and encourages students to consider multiple perspectives. This approach helps build critical thinking and problem-solving skills, as students are exposed to varied viewpoints and are encouraged to discuss and debate ideas. Such interactions foster a sense of community and belonging, enhancing the overall…
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نموذج الـ IRS 8938 هو نموذج يُستخدم لتقرير الأصول المالية الأجنبية بموجب قانون الضرائب الأمريكي. يُطلب من بعض دافعي الضرائب إكمال هذا النموذج إذا كانت لديهم أصول مالية أجنبية تجاوزت حدًا معينًا. يهدف هذا النموذج إلى منع التهرب الضريبي وتعزيز الشفافية في التعاملات المالية الدولية. يتوجب على الأفراد تقديم النموذج مع إقرارهم الضريبي السنوي، وتكون المعلومات المطلوبة في النموذج تشمل تفاصيل عن الحسابات البنكية الأجنبية، الاستثمارات، وغيرها من الأصول.
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The IRS Form 8938 is a tax form used by certain U.S. taxpayers and corporations, partnerships, and associations that have foreign assets exceeding a certain threshold. Definition and Example of IRS Form 8938 The FATCA Act was signed into law by President Obama on March 18, 2010, to create more…
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Best Gold Funds: Gold ETFs and Gold Investment Funds
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Adding gold ETFs to your portfolio can be a way to diversify risk, or it can be a hedging strategy. Gold can be used as a hedge against inflation, a downturn in stock prices, or a decline in currency values – especially the US dollar. Gold Investment Funds and ETFs…
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What is the rent in a lease agreement?
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The lessor explained in less than 4 minutes Definition and Examples of the Lessor In a lease agreement, the lessor is the person or entity that owns the asset, property, or wealth, and the lessee is the person or entity who pays to use that asset. How a Lease Agreement…
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Why You Should (and Shouldn’t) Maximize Your Roth IRA Contributions
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Roth IRA accounts are retirement savings accounts that you can contribute to after taxes. Your earnings grow tax-free, and generally, you won’t have to pay taxes or penalties on withdrawals once you reach age 59 and a half. The IRS sets the annual contribution limit for Roth IRA accounts at…
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How to Ask for More Money the Right Way
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Research shows that about half of workers have not asked for a pay raise from their employers. Why is it difficult to negotiate salary? It may stem from our uncomfortable cultural attitudes towards discussing money. In a survey conducted by PayScale, 28% of participants who said they did not negotiate…
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Do indigenous people pay taxes?
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The strained relationship between the United States government and Native American tribes has led to repeated conflict and confusion regarding taxation issues. Simply put, Native Americans pay taxes, but there are some strange matters when it comes to how U.S. tax law treats Native American tribes. Differences Between Tribes and…
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What happens if I don’t have health insurance?
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What if I don’t have insurance? Health insurance in the United States can be expensive. Even if an employer offers a health care plan, out-of-pocket costs can be high. From 2010 to 2020, employee contributions to premium costs rose by 40%, outpacing wage growth, according to the Kaiser Family Foundation.…
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تستغرق سندات السلسلة EE عادةً 30 عامًا للنضج.
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If you own U.S. Treasury bonds, you may have noticed that some Series EE savings bonds mature on different dates. EE bonds issued from May 1981 to October 1982 took eight years to reach full face value. EE bonds issued in 2022 will take 20 years to reach their full…
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Understanding Investment and the Stock Market
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Stock Market Terminology The first step to understanding the stock market is to know the terms used. Here are some commonly used words and phrases: Earnings per Share: The total earnings of the company divided by the number of shares outstanding. Going Public: A colloquial term referring to when a…
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10 Tips for E-commerce to Boost Your Business
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Introduction Many people hesitate to start an online store due to startup costs and execution issues. But imagine if a supply company covered the initial inventory costs for thousands of items (at a price slightly above wholesale) and managed your fulfillment operations. This is the dropshipping model. With a dropshipping…
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What is long-term capital gain or loss?
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Definition and examples of long-term capital gains or losses How do long-term capital gains or losses work? What does this mean for individual investors? Definition and examples of long-term capital gains or losses For a gain or loss to be considered long-term capital, the asset must be held for more…
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How to Obtain a Credit Card After Chapter 7 Bankruptcy
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When you file for bankruptcy, you may swear that you will never fall into credit trouble again, regardless of whether the reasons stem from job loss, divorce, medical issues, or simply overspending. However, credit cards are valuable tools for rebuilding your credit, which is important not only for securing future…
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How to Invest in a Roth IRA
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Open a Roth IRA Account The process of opening a Roth IRA account is similar to opening a bank account, except you must qualify to open a Roth IRA account. Your income affects whether you are eligible to qualify for a Roth IRA account. In 2022, the total annual contribution…