Tag: Podcasts
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30+ Instagram Story Ideas to Boost Engagement in 2024
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Instagram was previously known as a social media app that featured a curated feed of beautiful images. However, the popularity of video, including Instagram Stories and Reels, has changed the way people use the platform. The regular mobile video format that users expect on TikTok and YouTube Shorts is present…
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How to Start a Clothing Brand in 12 Steps (2024)
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By: Diana Winter Introduction After obtaining a degree in fashion, many aspiring designers find themselves in the real world facing the same question that has long troubled creatives of all kinds: what now? While fashion school can teach you how to design patterns, sew, and coordinate, it doesn’t always prepare…
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Leading Passive Income Ideas
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Definition of Passive Income Leading Passive Income Ideas Tips for Getting Started Restrictions of Passive Income Frequently Asked Questions (FAQs) What is Passive Income? There are two main types of income: passive and active. According to Sandy Yong, author of the book “The Money Master,” active income is the exchange…
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Description of Level One and Level Two Order Books and Market Data
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Day traders use a variety of market data to make their trading decisions, typically known as “Level 1 and Level 2 market data.” This data includes information about current prices and recent trades. Level 2 data provides more information than Level 1 data. Traders decide which type of market data…
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Basics of Financial Planning to Help You Manage Your Money
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If you want to manage your expenses and build financial freedom, start by creating a budget. Unfortunately, many people do not create a budget: 73% of Americans do not have a budget that they use regularly, according to a survey conducted by the lending platform OppLoans in 2022. As a…
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What is a high-risk loan?
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Definition: A high-risk loan is a high-risk loan granted to borrowers who have a lot of debt, bad credit, or both. Definition and Examples of High-Risk Loans High-risk loans are offered to borrowers who have high levels of debt or poor credit ratings. Both banking and non-banking lenders can grant…
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Decreasing Balance Dual Consumption Method
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Income Statement Analysis Some companies use accelerated depreciation methods to defer their tax liabilities to future years. One such method is the double declining balance method. It was implemented and authorized for the first time under the Internal Revenue Code in 1954, marking a significant change from the existing policy.…
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Credit Card Statement Closing Date
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Why the Statement Closing Date Matters Your statement closing date is important for several reasons. This is the date when financial charges are calculated and added to your balance based on your credit card activity during the billing cycle. Note: Monthly financial charges are a cumulative of daily interest imposed.…
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17 Creative Marketing Ideas for Small Businesses
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1. Hosting a Contest on Social Media Hosting a contest on social media can have a significant impact on attracting attention and increasing awareness of your brand. You can give away something for free, like a product bundle or a trip to your headquarters, in exchange for participation and engagement…
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How to Make Your First E-Commerce Sale – Fast (2024 Guide)
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Getting your first real client is a significant milestone for any entrepreneur. Why Targeted Visitors Are Crucial for New Stores As a new online store owner, it’s easy to think you’re improving: tweaking brand colors, hesitating on fonts, adjusting pricing, and getting caught up in the small details while building…
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Can the company legally reduce your salary or working hours?
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Can a company legally reduce your salary or working hours? In many cases, the answer is yes. There is no guarantee of the amount you receive and the hours you work. What is a salary reduction? A salary reduction is a decrease in an employee’s pay. Salary reductions are often…
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The Impact of the Dollar on Commodity Prices
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Why Movement? The main reason for the impact of the dollar’s value on commodity prices is that the dollar is the primary pricing mechanism for most commodities. The American currency is the world’s reserve currency. The dollar tends to be a more stable foreign exchange tool, which is why most…
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What is the difference between credit card payment deferral and forbearance?
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During times of financial difficulties, it’s natural to cover basic living expenses such as food and rent or mortgage before worrying about other bills. There may come a time when credit card payments need to be deferred to a later date. If you can get some breathing room with your…
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When is the best time to convert to a Roth?
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Contributions to a Roth IRA are one of the options available for investors looking to take advantage of the tax-free benefits of a Roth IRA account. However, deciding to convert requires some consideration and thought, as you should take into account several factors. In this article, we will discuss the…
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Knowing Your Rights Under the Credit Card Act
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Since 2009, American consumers have received significantly greater protection from potential abuses by credit card issuers through the Credit Card Accountability Responsibility and Disclosure Act (CARD Act). This requires upfront pricing, meaning you can no longer face interest rate increases or new fees without warning. Your payment due date cannot…
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The Unexpected Benefits of Budgeting
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The budget is one of the most effective money management tools. It is an estimate or the best guess of your income and expenses over a specified period of time. Budgets can span a week, a month, a quarter – three months – or any specified time frame. They are…
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Overview of Roth 401(k) Plans: Tax-Free Potential
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Before 2006, individuals saving for retirement could use a traditional 401(k) plan or any number of savings accounts that were not specifically designed for that purpose. However, since 2006, savers have had another option: the Roth 401(k) plan. A Roth 401(k) plan is a retirement savings plan that allows you…
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Responsibilities of the Owner Under Section 8
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The landlord is responsible for following the law. If the landlord is renting properties to tenants who use Section 8, the landlord must follow state landlord-tenant law, but he must also comply with additional rules imposed by the Section 8 program. Finding Out if You Are Required to Accept Section…
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Does Supplemental Security Income (SSI) income get taxed?
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The Supplemental Security Income (SSI) is not subject to taxes The Supplemental Security Income (SSI) is government assistance The Supplemental Security Income (SSI) is considered government assistance, which means it is not subject to taxes. Similar to social assistance benefits, it does not need to be reported on a tax…
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The 4 Best Ways to Make Your Money Work for You
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What Does It Mean to Make Your Money Work? Making your money work means taking control of your finances, then using that control to continually improve your financial stability and security. Learn Budgeting A budget is a vital tool for changing the way you handle your money. When you create…
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How to Return to Work After a Career Break
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By: Madeline Buri Madeline Buri writes about careers and job searching for The Balance website. She covers topics related to career changes, job hunting, and returning from maternity leave, and has been writing for The Balance since 2014. How to Return to the Workforce Many working mothers consider taking a…