Tag: Control
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The Right Way to Gift Money to Your Children
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Setting a Goal Before giving a financial gift, you need to understand why you are doing it. You may be looking to fund a future goal such as college education or retirement, or you may want to teach a child how to invest in stocks or mutual funds. You might…
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What are voting shares?
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Voting shares are a type of stock that investors can purchase in publicly traded companies. They grant shareholders the right to express their opinions on certain company decisions, such as electing board members and taking other actions related to the company. Definition and Example of Voting Shares Voting shares are…
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What is a will plan?
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Definition and example of an estate plan How an estate plan works Benefits of an estate plan Definition and example of an estate plan An estate plan is a strategy for managing assets and wealth during your lifetime and after your death. You create an estate plan according to your…
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What is an investment line of credit?
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Investment lines of credit explained in under 5 minutes Definition of Investment Line of Credit and Examples An investment line of credit, also known as “securities-based lending,” involves using securities as collateral for loans extended to investors. Financial institutions set standards for acceptable collateral for lines of credit. Qualified securities…
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Traits of Successful Commodity Traders
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The futures market is a market where trades are made in the present moment for the delivery of goods in the future. For this reason, the futures and options market for commodities is perhaps the most volatile market. 1. Be prepared to learn about futures and options This is perhaps…
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Subsidiary Company: What is it?
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What is a Subsidiary? A subsidiary is a company that is controlled and owned to a significant extent by another company. The company that controls the subsidiary is called the parent company or sometimes a holding company. How Does a Subsidiary Work? Subsidiaries are common in certain industries, especially in…
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How to Trade Coffee Futures
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Coffee ranks second in terms of total cash value on the list of most traded commodities. Trading in coffee can be one of the most exciting and volatile commodities. Types of Coffee Beans There are two main types of coffee: Arabica and Robusta. Arabica coffee is traded on coffee contracts…
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The Best Exchange-Traded Funds of 2022
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E-commerce, including online shopping and other online transactions, is an ever-increasing part of the economy. Online shopping and processing online payments are convenient for people around the world, so it’s easy to see why the e-commerce industry is popular. Best Exchange-Traded Funds for E-commerce in 2022 After researching exchange-traded funds…
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8 Reasons That May Lead to a Drop in Your Credit Score
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Reason 1: Payment Delayed for More Than 30 Days The payment history significantly impacts your credit score. Credit card and loan payments that are late by more than 30 days are reported to credit bureaus and appear on your credit score. Once the payment delay shows up on your credit…
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Beginner’s Guide to 529 Savings Accounts
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College funding is a top priority for many parents, grandparents, and others. A smart investment like a 529 savings account can help build your assets to save more for your child’s college. What is a 529 savings account? 529 accounts are named after the tax code that allows their use,…
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The Impact of Genetic Diversity on Drug Efficacy: From Research to Clinical Practice
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### Introduction Research in modern medicine is increasingly focusing on the importance of genetic diversity and its impact on drug efficacy, which helps improve the experiences of various treatments. Individuals’ responses to medications vary not only based on environmental factors but also on the genetic makeup that makes each person…
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What is the hierarchy of financial certifications?
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The certificate ladder is a strategy to distribute a savings amount across several certificates of deposit with different terms. It provides the opportunity to earn higher interest rates without the risks that come with keeping the entire amount in a single account. Definition and Examples of a Certificate Ladder When…
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7 Signs of a Toxic Workplace
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A toxic workplace is an unhealthy, stressful, and unproductive professional environment. Your boss may be a bully, or the company culture may prioritize winning at any cost. Or perhaps your coworkers are abusive, unsympathetic, or simply bad people. Whatever the underlying reasons, a toxic work environment can be detrimental to…
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The 10 Largest Global Investment Management Companies
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Investors or institutions often invest with the help of an asset management company. These companies take control of the investments and make investment decisions. How Do Large Asset Management Companies Work? Asset management companies often deal only with large institutions. These institutions might be other companies, large non-profit organizations, or…
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What is leveraged trading?
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Leverage trading is any type of trading that involves borrowing money or increasing the number of shares involved in trading by the number of shares you can afford to pay for in cash. How Does Leverage Trading Work? Leverage trading, in its simplest sense, is any type of trading that…
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Improving Energy Consumption Efficiency in the Home
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Most people are familiar with basic energy efficiency improvements, such as “Energy Star” labeled appliances and windows, but there are some upgrades you might not have considered – improvements that can make a big difference in monthly energy bills. Whether you are buying, selling, or building a home, explore these…
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What is accident insurance?
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Definition: Accident insurance is a type of insurance that pays only when the insured person dies or suffers injuries due to an accident. Accident insurance pays benefits if you are injured or die in an accident. This type of insurance typically does not cover healthcare costs related to illness, nor…
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What does it mean to be entitled to my 401(k) amount?
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Definition of Vesting Vesting is a term used to determine the amount of your 401(k) funds that you can take with you if you decide to leave your company. Vesting refers to the ownership of your 401(k). All the money that you have personally contributed to your 401(k) account is…
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HIPAA هو اختصار لقانون التأمين الصحي القابل للنقل والمساءلة، وهو قانون أمريكي تم سنّه لحماية المعلومات الصحية الشخصية. تنظم قاعدة الخصوصية في HIPAA كيفية استخدام وحماية المعلومات الصحية الفردية من قبل مقدمي الرعاية الصحية، وخطط التأمين، والكيانات التجارية العاملة في مجال الرعاية الصحية. تهدف هذه القاعدة إلى ضمان أن تبقى معلومات المرضى سرية وأمنة، وتحدد حقوق الأفراد بشأن معلوماتهم الصحية.
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Definition The Health Insurance Portability and Accountability Act (HIPAA) and its Privacy Rule set standards for protecting sensitive patient data. This is accomplished by creating standards for the electronic exchange, privacy, and security of patient information by individuals working in the healthcare sector. How HIPAA Laws and the Privacy Rule…
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How to Avoid Guardianship
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After your death, someone needs to manage your affairs. For example, you may owe money to creditors, own property, or possess assets that need to be distributed to heirs. In many cases, these tasks are carried out under probate. Why You Should Avoid Probate Avoiding probate is a common goal,…
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Google Pixel Buds Pro: What Does Premium Sound Look Like
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Pixel Buds Pro are better than ever. Since their launch last year, we have continued to add new features and capabilities. Today we are unveiling the biggest update yet, bringing even more enhancements, assistance, and AI-powered intelligence from Google to the Pixel Buds Pro. The Pixel Buds Pro are designed…
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What is the average credit score by state?
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Your credit scores affect almost every aspect of your life. They are used when applying for a mortgage loan, a car loan, or a credit card. Even homeowners and mobile phone companies consider your credit scores when approving you. How do your credit scores compare to those of people in…
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The Art of Sales Forecasting: Strategies and Techniques for Improving Business Performance Using Excel
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In today’s business world, where fierce competition poses a significant challenge, it becomes essential to exceed your sales expectations beyond traditional limits and master the art of sales forecasting. Many entrepreneurs, especially those new to the market, struggle with uncertainty about how to determine future profit margins. This article provides…
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Short Selling Stocks – Not for the Faint of Heart
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Short selling is considered an advanced trading technique that contradicts the goal of most investors – finding the best stock to buy. Short Selling Short selling occurs when an investor borrows stocks that are declining in price to sell them and then buys them back at a profit when their…