In this article, we will explore some options available for PayPal users on Amazon.
How to Use PayPal on Amazon
If you love shopping on Amazon but have been unable to use PayPal for payment, there are some solutions available. Here are a few options you can explore:
PayPal Cash Card
The PayPal Cash Card is a credit card that allows you to pay using your balance in your PayPal account. You can use this card for online shopping and in stores, as long as the merchant accepts Mastercard payments. When you apply for a PayPal Cash Card, your regular PayPal account is converted to a Cash Plus account that offers some additional features.
PayPal Key
Getting a PayPal Key is even easier than applying for a PayPal Cash Card, as you do not have to wait for a plastic card to arrive by mail. You will receive a virtual card number that can be used online (as long as the merchant accepts Mastercard). The downside is that PayPal Key is not available to all PayPal account holders. You can check if you are eligible by logging into your account and seeing if PayPal Key options appear. If available, once you sign up, you will receive your virtual card details (including the card number, expiration date, and security code), which you can use when shopping on Amazon.
PayPal Credit Cards
PayPal offers two co-branded credit cards: the PayPal Cashback Mastercard and the PayPal Extras Mastercard. These offers are exclusive to PayPal account holders and work like any other credit card: you can use them for online or in-store purchases. However, you are not actually using your PayPal balance to fund your purchases.
Amazon Gift Cards
If you buy Amazon gift cards from a seller that accepts PayPal and then load the card’s value into your Amazon account, it is considered using PayPal to purchase on Amazon (although it is an indirect method). For instance, you can go online to BestBuy.com and purchase an Amazon gift card using your PayPal balance and choose the “in-store pickup” option to get the card the same day. You can then use the gift card on Amazon and spend it as you wish.
Venmo
Venmo is an accepted payment method on the Amazon site and within its app. Although Venmo is owned by PayPal, there is no direct way to transfer your PayPal balance to your Venmo balance. You can solve this issue by linking both services to the same cash transfer account, transferring funds from one service to the other through the account.
Which Option is Best?
Although all the options mentioned above provide a way to use PayPal for shopping on Amazon, PayPal Key may be the best option if you have access to it. PayPal Key is the most convenient option as it only requires a few clicks, and you can shop almost anywhere and pay using your PayPal balance.
Pros:
- You get a virtual card number instead of your PayPal balance.
- No credit application is required.
Cons:
- Not everyone is eligible to use PayPal Key.
Getting a PayPal Credit Card:
In this case, you are not paying with your PayPal balance; you are simply opening a new credit card.
Pros:
- The card offers rewards so you can earn cashback on your purchases from Amazon and more.
Cons:
- Opening a new line of credit may not be ideal for everyone.
- There may be other rewards cards that suit your spending style better.
- You are not actually paying with your PayPal balance.
Using PayPal Cash Card:
The PayPal Cash Card uses your PayPal account balance and can be used like a credit card in stores such as Amazon that do not accept PayPal as a payment option.
Pros:
Pros:
- Ease and convenience of applying and using the PayPal Cash card.
- No credit check required.
Cons:
- PayPal charges fees for reloading cash to the account and withdrawing from out-of-network ATMs.
Frequently Asked Questions
What other payment methods does Amazon accept?
If you don’t like any of these options, the good news is that Amazon accepts a wide variety of other payment methods. These include: all major credit cards, Amazon gift cards, JCB, NYCE, STAR, China UnionPay (credit card only), Visa, MasterCard, or prepaid credit cards or gift cards, Flexible Spending Accounts (FSA) or Health Savings Accounts (HSA) for FSA or HSA-eligible items, SNAP EBT cards from participating states, Venmo.
Why doesn’t Amazon accept PayPal directly?
Although there is no official explanation, we can assume that Amazon does not accept PayPal because the two companies compete in some ways. PayPal was previously owned by eBay, which is considered a competitor to Amazon. These days, despite PayPal’s separation from eBay, Amazon has entered the online payment space through its Amazon Pay service.
How can you transfer money from Amazon to PayPal?
Although there is no direct method to transfer money from Amazon Pay to your PayPal account, you can achieve this in a few steps. Start by withdrawing funds from your Amazon Pay account balance to the linked bank account. Then, once the same bank account is linked to your PayPal account, you can transfer the amount to your PayPal balance. It should be noted that this only applies to funds in the Amazon Pay account, and regular credit card or gift card balances on Amazon cannot be exchanged for cash.
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Source: https://www.thebalancemoney.com/can-you-use-paypal-on-amazon-5188057
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