Safe investments that can help keep your money secure.

Bank Savings Accounts

Bank savings accounts tend to pay interest rates that can help you earn money on the cash you store there. On average, banks pay about 0.06% interest on deposits under $100,000 in savings accounts. However, there are savings accounts that pay more, typically with online banks, which provide the same level of protection. They may even offer higher interest rates than a traditional bank. High-yield savings accounts (HYSAs) can help you earn more than 1% interest.

Certificates of Deposit (CDs)

Certificates of Deposit (CDs) may be one of the safest investment vehicles. If you want to be ultimately low-risk, CDs might be the right choice. Opening CDs often requires amounts starting from $500 or $1,000. They also pay a fixed interest rate over the term.

U.S. Treasury Securities

The U.S. government enjoys what is known as “full faith and credit” in its ability to repay investors on the securities it issues. It has a strong history of doing so. Investments issued by the U.S. government are extremely safe. The government can always sell more securities, collect taxes, or print more money. The U.S. economy is large enough that
Source: https://www.thebalancemoney.com/boring-safe-savings-account-2388905

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