1. Lying About Financial Situations
One of the biggest signs is if your partner lies about financial situations. This may seem trivial, like inflating the amount spent on a dress or hiding how much they earn or the amount of debt they have. Lying sets a standard for later in the marriage, and this is not what you want to deal with.
2. Addiction
Addiction can be another reason to rethink your relationship or how you handle money together. It can be like drug addiction or gambling, but it could also be shopping addiction. These types of behaviors can significantly impact your financial situations, and it doesn’t take long for them to destroy years of careful saving and hard work.
3. “Yours-and-Mine” Mentality
Some couples believe in splitting everything 50/50. This is not always the best option as it can be unfair if one spouse earns significantly more than the other, yet the other person wants to split everything evenly. If this seems complicated when it’s just the two of you, it will get worse when you have children. You should definitely seek counsel and consider splitting expenses based on income ratios instead of the half/half method, or even merging finances.
4. Control Through Money
It can also happen that one spouse tries to control the other through money and financial allowances. This is more common for people who have one partner staying at home to manage the household or care for children. It is good to have someone taking care of financial matters, but decisions should be made as a team. This issue may be hard to spot until you merge finances, but if it happens, you might want to seek counseling before the situation turns into abuse or becomes very serious. Once you marry, everything should be considered joint ownership, and one spouse should not control the other’s financial decisions.
5. Refusal to Plan or Budget
It is important for both spouses to be willing to work together on budgeting or planning. Some people may have never budgeted or planned before and only start when they marry someone who considers financial situations and planning important. If your partner refuses to budget, you may need to seek counsel so you can find a good way to communicate about your finances and create a long-term plan together. Doing this can make a significant difference in how successfully you manage your money.
Source: https://www.thebalancemoney.com/financial-signs-for-rethinking-your-relationship-2385593
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