1. Understanding How Debt Collectors Work
In this section, you will learn how debt collectors operate and how they make profits.
2. Know Your Rights
In this section, you will learn about your rights when negotiating with debt collectors.
3. Ensure the Debt is Yours
In this section, you will learn how to verify the validity of the debt claimed by debt collectors.
4. Getting More Bargaining Power
In this section, you will learn how to gain some advantages during the negotiation process with debt collectors.
5. Determine What You Can Afford
In this section, you will learn how to figure out the amount you can afford to pay to settle the debt.
6. Understand the Impact of the Payment on You
In this section, you will learn how to handle the impact of the payment on your financial life.
7. Be Prepared to Face a Counter Offer
In this section, you will learn how to deal with counter offers from debt collectors.
8. Stand Firm on Your Position
In this section, you will learn how to stand your ground and not let debt collectors manipulate you.
9. Get the Agreement in Writing
In this section, you will learn the importance of getting the agreement in writing during the negotiation process with debt collectors.
Source: https://www.thebalancemoney.com/negotiate-with-debt-collectors-4095357
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