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The Best (and Worst) States for Millennials to Buy a Home

It’s time to move to Iowa.

Introduction

Whether you are part of the millennial generation or not, you probably know that homeownership has been quite challenging for many millennials, compared to previous generations. There are a few complex factors preventing millennials from buying homes, including student debt, high interest rates, inflation, and a lack of inventory. (According to data from the U.S. Census Bureau’s construction survey, only 1% of new homes built in 2022 were priced below $200,000.) And while all this may seem discouraging, millennials are still becoming homeowners. In fact, U.S. Census Bureau data also indicates that more than half (51.5 percent) of millennials own their homes. While housing affordability has reached its lowest levels nationwide, millennials have achieved much greater success in some places compared to others.

Top 10 States with the Highest Homeownership Rates for Millennials

The following list differs from the list of states that Scholaroo deemed the “best” for millennials in 2023. Below are the states with the highest current millennial homeownership rates.

  • Iowa
  • Minnesota
  • Maine
  • West Virginia
  • Michigan
  • Indiana
  • Utah
  • Idaho
  • Wyoming
  • New Hampshire

Best States for Millennials in 2023

The seven key factors used to determine the best states for millennials (as mentioned above) were broken down into 52 relevant metrics, each assigned different weighted levels of importance. For instance, the cost of living was given very high importance at 6.67 points, while factors like “average number of credit cards for millennials” and “percentage of child-friendly neighborhoods” received relatively low importance, at 0.67 and 0.79 points, respectively.

  • Minnesota
  • Utah
  • Massachusetts
  • Colorado
  • Vermont
  • Maine
  • Washington
  • Virginia
  • Maryland
  • Iowa

Notably, only four states from the ones with the highest millennial homeownership rates also managed to make it onto the overall best states list for millennials. (Those states are Iowa, Minnesota, Maine, and Utah.)

Key takeaway: Minnesota, Utah, and Massachusetts are the best states for millennials for the second consecutive year.

Worst States for Millennials in 2023

The states listed below are ordered from worst to best – with the state ranked 50th listed first.

  • Alabama (Rank: 50)
  • Louisiana (Rank: 49)
  • Mississippi (Rank: 48)
  • Arkansas (Rank: 47)
  • Tennessee (Rank: 46)
  • Oklahoma (Rank: 45)
  • South Carolina (Rank: 44)
  • West Virginia (Rank: 43)
  • Kentucky (Rank: 42)
  • Texas (Rank: 41)

Key takeaway: While New York was on the “worst” list last year, it jumped this year from rank 41 to rank 29.

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Source: https://www.realsimple.com/best-and-worst-states-for-millennials-2023-8363589


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