In an era where the importance of data and digital security is increasing, the NBCUniversal Terms of Service and Privacy Policy highlight the laws and regulations governing the use of CNBC+ services. This article aims to clarify the essential details of these terms, providing a comprehensive view of how they affect user experiences and rights. We will also review aspects related to subscriptions, potential modifications to services, as well as cancellation rights and privacy features. Join us to explore these terms in greater depth and understand what they mean for you as a customer in the evolving digital media landscape.
CNBC+ Terms of Service
CNBC+ offers a variety of content and services aimed at meeting the needs of its users. This service includes live broadcasting, as well as on-demand content, allowing users access to market news and financial analyses in real time. The usage rights for the content provided by CNBC+ are limited, granting users a non-exclusive, non-transferable license to access this content. It is important to understand that both user rights and CNBC+ rights are governed by the Terms of Service, which all users must read and review carefully before using the service.
CNBC+ content covers a wide range of information, including market data, economic analyses, and texts related to major companies. The service also utilizes performance measurement technologies such as Nielsen rating programs, helping to understand viewer preferences. Users should be aware of the potential for diverse content, some of which may not be suitable for certain individuals, so it is important to review the types of available content and their ratings before agreeing to them.
Additionally, CNBC+ includes restrictions on how the content may be used. The service is for personal purposes only, and not for commercial purposes unless a business subscription is obtained. The user is responsible for their choices regarding the content they view, and they are encouraged to refrain from publishing or distributing any content for profit. Security and privacy are an important part of using the service, as users must adhere to the specified terms to limit intellectual property rights violations.
Modifications and Cancellation of CNBC+ Services
CNBC+ reserves the right to modify or cancel the service at any time without prior notice. This means that the content and services may change regularly, requiring users to stay updated on the changes. Cancellation is addressed in the Terms of Service, where users have the right to cancel their subscriptions within specified time frames. In cases of cancellation, the user may need to pay additional fees or may received a prorated refund depending on the remaining subscription period.
This policy helps ensure that new versions of the content remain innovative and up-to-date. While adaptation to changes is necessary, CNBC+ also promises to provide a safe and enjoyable experience for subscribers. Changes to the service should be clearly delineated, as CNBC+ provides advance notice of any potential modifications. This transparency enhances trust between the user and NBCUniversal.
These policies demonstrate the dynamism of the market and the impact of rapid changes on the services offered. Users are encouraged to access a wider array of content choices and make the most of their subscription. It is essential for users to keep themselves informed of their options and to be proactive in managing their subscriptions.
Subscriptions and Billing
CNBC+ includes a monthly subscription system, where fees are charged for access to services. These fees may change based on the billing months, so it is essential for users to monitor billing dates and the amount due. The service requires users to provide valid payment methods and allows them to update their payment information in case of any changes. Subscribing to CNBC+ involves enrolling in an ongoing payment plan, meaning that after the initial subscription period expires, it will automatically renew unless canceled in advance.
It is essential for users to remain diligent in monitoring their subscription details and making necessary changes to their payment methods to ensure uninterrupted access to the services they desire.
Users must be aware of this process to avoid any unexpected fees. If there is no confirmation of the subscription renewal, or in case the fees are not paid, the user’s subscription may be automatically canceled. Therefore, users are advised to retrospectively check subscription dates and outstanding fees to ensure there are no unwanted financial surprises.
It is also important to highlight the privacy policies related to financial data. CNBC+ states that payment information is processed in a manner that preserves data confidentiality. The privacy policy addresses various aspects such as how data is collected and used, as well as how it is protected from unauthorized use. This builds a sense of assurance among users regarding how their data is utilized, which enhances their adoption of the service.
Privacy Policy and Cancellation Procedures
The privacy policy is an essential part of any online service, aimed at protecting user information and ensuring transparency regarding how that information is used. According to the provided information, users who have registered for CNBC+ services have the right to cancel their subscriptions at any time. This can be done easily by logging into their CNBC account and following the cancellation instructions. In the event of cancellation, users will continue to have access to the service until the end of the paid subscription period, meaning they will not lose the services they have already paid for. However, users should be aware that in the case of cancellation, no refunds will be issued, underscoring the importance of reading the terms and conditions carefully before making a purchase decision.
Regarding trial periods, CNBC sometimes offers free trial periods for new users, allowing them to try the service at no cost during that time. However, after the trial period ends, fees will automatically start appearing, so users should be cautious and keep track of the end of their trial. In the case of not signing up for the service after the free trial, no notice will be provided to the user; therefore, full awareness of the terms relies on the user’s understanding before subscribing.
For residents of the European Union and the United Kingdom, there are legal rights allowing them to change their minds about the subscription within just 14 days of registration, making cancellation more flexible for users in those regions. However, certain trial terms or requests to start the service during the cancellation period may mean that the legal right to cancel may be lost. Users should be informed of the details of these terms to avoid any unwanted surprises.
Supplementary Terms for CNBC Services
When using CNBC PRO services and the investment club with Jim Cramer, users should adhere to the supplementary terms that apply to these services. These terms relate to how the dedicated services, such as the investment club, are used and provide users with a limited non-exclusive license to use the provided content for their personal purposes only, while adhering to restrictions on sharing or distributing the content for commercial purposes. This helps maintain content quality and protects the intellectual property rights of the concerned institutions.
CNBC also aims to offer discounts to users who subscribe to a bundle of all services, giving them the opportunity to access multiple services at a reduced price; however, the institution may change the prices or access terms at any time. This suggests that users need to keep track of updates to ensure they remain informed about any changes that may impact their subscriptions. Users should also be aware that services can be suspended or terminated at any time at CNBC’s discretion, requiring users to assess the costs and automatic renewal dates of their subscriptions.
It would be beneficial for users to understand that subscriptions typically renew automatically, meaning they will incur periodic charges unless the subscription is canceled in advance. There should be full awareness of the specified renewal dates and amounts concerning subscribers to avoid any unforeseen expenses. Users should also remember that there are restrictions on canceling trial periods before they end, so they should make their informed decisions regarding how to use the services: subscribing, sharing, and canceling. A balance between taking advantage of offers and promotions and managing their subscriptions properly will enable them to gain significant benefits from CNBC services.
Procedures
Payment and Fees Related to the Investment Club
Joining the Investment Club requires certain fees to be paid, which are clearly defined during the application process. It is important for users to understand that these fees are non-refundable unless stated otherwise. The documentation includes dual levels of responsibility, either from the user or CNBC, regarding the delivery of paid services. Users must be aware that providing payment methods, such as credit or debit cards, means they strictly agree to the applicable charges, which requires them to manage information and update it promptly when any changes occur.
When registering as part of a recurring payment plan, a commitment to pay the fees at the time of subscription renewal is established. In the event of any changes to the fees, users are typically given prior notice via email, allowing them to take any preemptive actions, such as unsubscribing. Despite the estimated fees to be charged, users are still required to closely monitor their subscription information. If they fail to pay the fees at any time, this issue may lead to the suspension or termination of their access to the services, making it important to balance minimizing financial risks while ensuring regular access to the services.
Transparency and regulations regarding fees and payment, along with the opportunity to unsubscribe, are a good policy from CNBC, aimed at creating a favorable environment for users. However, this situation requires the user to be proactive in staying informed about the terms and policies to ensure they can make the most out of their services.
Changing Payment Method Information
Users wishing to use a different payment method than the one used during registration can easily update their payment method information. This requires logging into your CNBC account and updating your subscription details. If your payment method expires and you do not update your payment information, you agree to continue attempting to charge it, making you responsible for any uncollected amounts. These procedures are designed to protect both the user and the service provider. For example, if the payment method is about to expire, it becomes difficult for the platform to continuously provide services, so it is essential to periodically verify financial information. In cases where the deduction process is declined for any reason, CNBC reserves the right to terminate or suspend your access to subscription services without prior notice.
Privacy Policy
The applicable privacy policy outlines how user information, including payment method information, is collected, stored, processed, and used. Users acknowledge that their use of Investing Club services is subject to the terms of the privacy policy, making it essential to read this document. The privacy policy reflects the transparency with which CNBC handles users’ data, explaining how personal information is protected and tailored to ensure security. It is also important for users to understand that there are certain exceptions, such as when a user voluntarily shares information for business purposes, which may expose their data to the risk of irresponsible use. It is always advisable to review updates to the privacy policy to ensure users are informed of the latest changes and practices in effect.
Unsubscribing
CNBC provides users with the ability to unsubscribe from Investing Club services at any time. This can be done by logging into the account and following the designated cancellation instructions. It is important to note that the cancellation will take effect at the end of the paid subscription period, and no amount will be refunded after cancellation. This means that users will continue to receive the services until the end of the paid period, allowing them time to make the most out of their subscription before it is canceled. This is an important condition to consider for users before deciding to unsubscribe, as they will not be entitled to any credits or services they were rewarded with after cancellation. In cases where the subscription is canceled during a free trial period, it is noted that the cancellation may be executed immediately.
Trials
Free and Promotional Offers
CNBC occasionally offers free trials for new members, allowing them to take advantage of Investing Club services without paying any subscription fees during this period. It is important for users to be informed of the terms of the free trial during registration, as canceling before the end of the trial period would be a wise step to avoid any unwanted charges. After the trial period ends, the amount is automatically deducted from the payment method unless the subscription is canceled before the end of the period. This means users should check the expiration date of the free trial to avoid payment surprises. CNBC also offers special promotions under separate terms, giving users the chance to obtain services for a reduced or free fee.
Legal Cancellation Rights for EU and UK Citizens
Under certain circumstances, citizens of the UK and EU who enter into online contracts have the right to change their minds within 14 days and receive a refund. However, service subscriptions that begin with a free trial period longer than the legal cancellation period are not covered by these rights. If the service starts being provided on a paid basis during the legal cancellation period, the legal right to cancel may fade as soon as the service begins. Therefore, users should read their service terms carefully to understand their rights and obligations at all times. To apply for cancellation and potentially exploit the legal right to payment during the cancellation period, users should contact customer service for necessary assistance.
Investment Disclaimer
It is important to clarify that the opinions expressed through Investing Club services, as well as Jim Cramer’s content, are individual opinions and do not necessarily reflect the views of NBCUniversal. Members should be aware that past performance does not constitute a measure of future performance, and specific results cannot be guaranteed when following investment advice. Individuals who follow the strategies or rely on this content do so at their own risk. If individuals intend to take investment actions, they are strongly encouraged to consult an independent financial advisor to understand the risks and take their personal circumstances into account, such as their goals and financial situation. Users should be aware of the risks involved in investments and ensure they make informed decisions based on a comprehensive assessment.
Subscription Fees and Automatic Renewal
Subscribing to CNBC Pro services includes a monthly fee charged to users for access to the available content and services. Although some content may be offered or limited access available for free or at reduced prices, the financial details are clear during the registration process. This transparency is crucial for users as knowing the fees allows for better monthly budget planning. If the subscription is not canceled before the renewal period, it will automatically renew for additional periods of the same length as the original subscription. This automatic renewal can lead some to feel a lack of complete control over their subscriptions, prompting users to pay close attention to dates and billing details.
Furthermore, the policy includes occasional changes to fees, which can come as a surprise to users. They are notified in advance via email, allowing them the opportunity to cancel before the new fees take effect, but changes in taxes may occur without notice. This requires users to monitor fee changes carefully and to always be prepared to engage with the terms of service.
Billing Information and Payment Methods
When subscribing to CNBC Pro services, users are required to provide payment method information, such as credit or debit card details. This indicates that they explicitly agree to the recurring charges according to the schedule specified at registration. Failing to update payment method information is a common reason users lose their access to paid services. In the event of insufficient funds, CNBC reserves the right to cancel the subscription, highlighting the importance of good financial management for users.
Fees are imposed on…
The system followed by CNBC also includes restrictions on denying or canceling fee payments, which may lead to loss of access to content if a proper payment method is not available. This system reflects the importance of smart shopping and careful selection of payment methods. Users can update their payment information at any time, giving them some flexibility, but it requires them to be cautious not to miss potential billing deadlines.
Privacy Policy and Information Security
The privacy policy is a fundamental aspect of the user experience with CNBC Pro services. The policy clarifies how personal data, including payment method information, is collected, stored, processed, and used. CNBC is committed to the proposed security standards to protect user data, which enhances trust between users and the platform. It is essential for users to be aware of how their data may be used, especially amid increasing trends toward privacy and data protection.
The privacy policy also includes clear notices about how to act in the event of security breaches. This helps users feel secure in using the CNBC platform. However, users should be fully aware that some information may be shared with third parties, prompting them to continually think about how to protect their personal information to avoid threats. Transparency here is crucial to enhancing a trustworthy relationship between the platform and its users.
Subscription Cancellation and Free Trials
Users have the option to cancel their subscription at any time, reflecting CNBC’s respect for its customers’ wishes. The instructions on how to cancel provide clear and straightforward steps, making it easy for users to navigate the process. However, cancellation does not mean that users will get their money back, which may cause discomfort for some. This policy eliminates unnecessary plans and imposes a wise decision on users when subscribing.
Furthermore, CNBC may offer free trial periods for new users, allowing them to explore the service before committing to any fees. This offer is a great opportunity for users to learn about the service and determine if it meets their needs. However, they need to cancel before the trial period ends if they do not wish to incur fees again, which requires attention and awareness of the trial period’s end date to avoid unwanted expenses.
Cancellation Rights Under European and British Laws
Certain categories of consumers in the UK and EU have a legal right to cancel, allowing them to reconsider their online contracts within a specified period, which is 14 days. However, complexities arise when subscriptions involve trial periods and financial commitments. Users must carefully understand the refund terms and ensure their rights, as they may lose the right to cancel once paid services start in some contexts.
Requests for returns under the legal cancellation period require contact with customer service, indicating the need for a quick response to resolve refund-related issues. For users, the importance of knowledge of local laws and their impact on rights stands out, which may protect them from falling into accusations of vague laws or terms that could put them in a difficult position. Therefore, they should be educated on how to effectively leverage these rights.
Source link: https://www.cnbc.com/terms
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